The historically low interest rate environment that kicked into high gear after the Great Financial Crisis began fourteen years ago...

You'll have a hard time coming up with anything resembling pity when you consider a risk faced by many affluent American's regarding...

Whether you are in middle management or the C Suite, one area where economic equity seems to be alive and well is with respect to social...

In June of 2021, my corporate life ended after an uninterrupted 35-year run. It was a varied and exciting career that took my family from...

Meta Platforms (otherwise known as Facebook) laid an egg yesterday with disappointed quarterly results, joining the likes of Netflix as...

If you thought January 2009 was bad, when the S&P 500 fell 8.6%, this January is worse yet. If it holds, it will be the worst January on...

With the Russell 2000 firmly in bear market territory, and the NASDAQ heading there quickly it appears, the price of entry for new money...

When waxing poetic about the positive attributes of annuities with guaranteed lifetime withdrawal benefits, too often we are fixated on...

RILA's have come a long way since AXA rolled out Structured Capital Strategies a decade ago. Initially conceived as a tweener product to...

Well, it has finally happened it seems. The era of easy money and massive liquidity may finally be coming to a close. The era of 20%...

If the efficient frontier was a map of the USA, today's RILAs may be a good vehicle for moving that frontier closer to rainy Seattle and...

Almost four years ago, I wrote an article that was published in a LIMRA's Secure Retirement Institute Review titled "Evaluating...

We Americans usually look forward to the beginning of the holiday shopping season with lifted spirits as well as animal spirits lifting...

Emerging markets aren't for the faint of heart. But a 40% discount to the S&P 500 makes them attractive right now. Here's one way to help...

We're familiar with the old saw about working hard for your money so your money can work hard for you. But at no time does it need to...

No, this isn't a countdown to SpaceX or Blue Origin or Virgin Galactic (insert your billionaire space exploration hobby firm name here)...

Barron's Penta section recently ran an article entitled "Future Returns: Navigating the Municipal Bond Market." The piece was meant to...

"DID I MENTION NO PENSION" By John Rafferty, Raffertyannuityframing.com When the party is over The gold watch presented The commute no...

This article isn't about the horror movie by the same name; neither the 1962 nor 1991 versions. It's not even about the headland jutting...